Reliable Arkansas Bankruptcy Lawyers For
Chapter 7 And Chapter 13 Bankruptcy
Are you drowning in debt? At Flynn Law Firm, our bankruptcy lawyers specialize in Chapter 7 and Chapter 13 bankruptcy. We can guide you through the process, so you have a smooth and successful resolution to your financial troubles.
With our experience in Chapter 7 bankruptcy, we can help wipe out your debts and give you a fresh start. If reorganizing your debt is what you need, our knowledge of Chapter 13 bankruptcy can help create you an affordable, manageable repayment plan that works. A Reputable Lawyer Who Personally Handles Your Case
At Flynn Law Firm, our lead attorney, Mr. John Flynn, directly handles your case. Mr. Flynn is a well-versed bankruptcy law attorney who focuses on Chapter 7 and Chapter 13 filings. He answers any questions you may have, ensuring that you understand the legal steps you are taking. Taking a personalized approach has helped him be successful at representing people and small businesses in bankruptcy matters for decades.
With over 20 years of experience, Mr. Flynn has helped many clients through the bankruptcy law process. He understands that filing for bankruptcy can be a stressful and overwhelming experience. Mr. Flynn takes the time to listen to your concerns and develops customized strategies that best meet your financial needs.
He’ll analyze your case and explore all your available options. Mr. Flynn has a great reputation for his attention to detail and commitment to achieving great outcomes for his clients. The Flynn Law Firm is here to help you get a fresh start and regain control of your financial future.
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We’ll File The Necessary Arkansas Bankruptcy
Documents For You
Avoid encountering unforeseen problems due to using templated legal instruments by personalizing your paperwork to fit your specific needs with our assistance. With years of experience in law, Mr. John Flynn can help you file the necessary documents in court.
Expedited Bankruptcy Filing Service
We offer to get cases filed immediately for emergencies like imminent home foreclosures or vehicle repossessions. To do this, we submit a skeleton bankruptcy petition. This action will give you extra time to complete the necessary documents, which you can include in your case paperwork later on.
Flynn Law Firm in Cabot, Arkansas offers different payment plans to help our clients. These options enable them to receive the legal services they need without worrying about paying a large fee upfront.
Free Debt Relief Strategy Session
Our firm provides a complimentary consultation if you’re unsure about filing for bankruptcy. We’ll love to hear your story so that we can understand your situation before providing an appropriate recommendation on a debt relief strategy.
When Do I Need A Bankruptcy Lawyer?
Have you considered filing bankruptcy? While people file bankruptcy for a variety of different reasons, listed below are some of the more common reasons. Even if your situation does not fit neatly into one of these categories, Bankruptcy Law Attorneys can help you decided what the best course of action is under your circumstances.
- Medical debts- Due to the high cost of medical treatments, it can seem like one is drowning in debt should they need a costly procedure or expensive medication.
- Loss of employment- If one loses their job and it is unable a new one that pays comparably, then they might need to find a way to get out of debt.
- Credit card debts- Often people misuse or overuse credit cards and find that they cannot pay off all the debt.
- Separation or divorce from a spouse- Moving from a multiple income home to a single income home can definitely change quality of life, leaving a person unable to pay down their debts.
- Unexpected debts- Unfortunate life events can devastate a person’s life, leaving them with insurmountable debt. Loss of property due to weather events, theft, etc. might leave one under circumstances where they cannot pay down their debt.
Do you have questions about whether you should file bankruptcy? You should work closely with an experienced Bankruptcy Lawyer. The attorneys at Flynn Law Firm will answer your questions and guide you through every step of your bankruptcy journey. If you live in or near Cabot, AR, call (501) 819-8090 for a consultation.
Your Small Business Bankruptcy Attorneys
Many small businesses also take advantage of Chapter 13 bankruptcy. Chapter 13 works because business owners can keep the business going while reorganizing and taking care of debts. At Flynn Law Firm, our small business bankruptcy attorneys are business owners, too.
We can help you control your finances so you can focus on work again. So, if unmanageable debt is sucking the life out of you, it’s time to consider Chapter 13 bankruptcy. It’s not a magic wand, but it is the lifeline you need to regain control of your finances.
So, if you are struggling with debt and keeping up with your monthly payments, don’t lose hope. Let us help you explore Chapter 7 and Chapter 13 bankruptcy. Then, we can help you take the first steps towards regaining control of your finances.
Which Kind Of Bankruptcy Is Right For Me
Each individual has their personal journey that leads to filing bankruptcy. There is no one size fits all when dealing with bankruptcy. If you are an individual who does not fall into the business category and you are considering bankruptcy, most likely you will need to file either Chapter 7 or Chapter 13 bankruptcy, since the other types are filed largely for businesses.
The main difference between Chapter 7 and Chapter 13 is the amount of assets and income level of the person interested in filing. If the means test for Chapter 7 shows that the person makes too much money to file, then they will need to explore a Chapter 13 bankruptcy. An experienced Chapter 7 Bankruptcy Attorney will be able to help you find out if you qualify for Chapter 7 or not.
If you are considering bankruptcy and have questions about which type might be right for you and your circumstances, you should speak with an experienced Chapter 13 Bankruptcy Lawyer. If you are located in or near Cabot, AR, one of our attorneys at Flynn Law Firm will guide you through the process that is best for your situation. Call (501) 819-8090 for a consultation.
Can Bankruptcy Prevent Foreclosure?
Filing Chapter 13 bankruptcy can allow you to stop the foreclosure process and save your home. It will allow you to catch up on missed payments over time, so you can stop foreclosure proceedings and keep your family’s home.
What’s also good about Chapter 13 bankruptcy is that you get to work with your creditors and a trustee to find a solution that will work for everyone. You’ll be able to negotiate more manageable payment terms and reduce your debt burden at the same time.
It’s important to know that Chapter 13 bankruptcy requires commitment and dedication to adhere to the repayment plan. Since Chapter 13 allows you to reorganize your debts, your monthly payments toward your outstanding bills can be lowered then, too. Having your monthly payments lowered will provide much-needed relief, freeing up funds to cover your essential expenses.
Filing for bankruptcy actually allows you to regain stability in your financial life again. Stopping foreclosure, catching up on missed payments, and lowering monthly payments really make Chapter 13 a helpful solution for anyone facing overwhelming debt.